What Service We Provide

When you partner with us, we’ll create a plan to help work towards your financial hopes, goals and dreams – from simple asset allocation to sophisticated estate or retirement planning strategies. Together, we’ll help build your future. Trust when it comes to banking and your money. No matter how much technology may help, the core of our business is personal understanding and service. Your success is our success. Save, invest, and pass on wealth to the next generation. Beneficial community bank will help you write a life insurance contract focused on your financial legacy goals.

Internet Banking

Online banking with the most secure program code to prevent unauthorised operations.

Loan Management

Loan management of customers and account funding using secured payment gateways.

Payment Processing

We process your payments and ensure funds get to the required destination as requested.

Why choose us?

Putting people first drives our everyday decisions and influences how we treat our customers, colleagues, and community. What makes us different is not the systems we use. We take banking personally. For years, we’ve put our customers first. It’s how we do business. Can’t make it to a branch? No problem. Open a direct-deposit account online today. We’re a full-service financial institution, offering all the things much bigger banks offer. But we also have the one thing they don’t. A passion for providing the highest level of customer service in whatever we do.

We Creates The Easiest Possible Ways To Transfer Money

Enjoy the flexibility of fund transfer with Our fund transfer system developed with a cesure algorithm for money transfer to both local and international banks.

Learn More

Notifications and Activities Log

Get a clear and broad overview of all transactions on your account both from your dashboard and as notification to your email and phone number.

Learn More

Withdraw and Pay Bills

You can conveniently make withdrawal of funds in your account easily as well as pay bills effortlessly with Us .

Learn More

We know and care about our customers

What does True Beneficial Community Banking mean? It means working together to find solutions under even the most trying of circumstances. Banking is about more than just checking and savings accounts. Your success strengthens more than just your business—it strengthens our community. Beneficial Community Bank knows and cares about our customers.

Fast Transfer

Fast fund transfer with Us

Low cost

Low cost as service charges in our banking system

Trusted and secure

Secure online banking system with us

Complete Solution

Complete internet banking service

Secure Online Banking

Your privacy and security is guranteed. accompanied with our secured servers and best money transfer policies.

24/7 Personal Support

Our support channel is always here to listen to every one 24/7

Gift vouchers

Get Gift vourchers and bonuses on account opening and crediting.

insta banking

Open instant account today with us Enroll today

Welcome to the future of internet banking

A lifetime of changes. Just one checking account. We're committed to providing our customers with exceptional service.

We've earned our customers' trust by providing convenient banking and competitively priced insurance, and a comprehensive suite of investment products through our strategic providers.

Our Mission

Deliver trusted, best-in-class money management & Banking solutions to our customers & partners, seamlessly connecting people to their money. Our mission is to make financial peace of mind a reality for all Americans. We strive to be a force for good in the banking industry and beyond by living by our values alongside our banking partners. From empowering people to take control of their finances, to lifting up community change makers—we partner with people we believe make the world a better place.

Beneficial Community is a Second Chance Banking Option with No Hidden Fees

Many standard checking accounts and savings accounts can be expensive just to maintain each month. Traditional accounts sometimes charge high and unnecessary banking fees that can cause additional monetary challenges to people with credit issues.  Minimum balance requirements add yet another hurdle. Add in monthly maintenance fees, rising ATM fees, and expensive overdraft fees and banking can be a complete non-starter.

Beneficial Community offers a second chance bank account with no unnecessary fees. Keep more of your hard-earned money and sign up for a Beneficial Community account:

  • 32,000+ surcharge fee-free MoneyPass® ATMs
  • No overdraft fees
  • No monthly maintenance charges
  • No foreign transaction fees
  • No minimum balance fees – ever

Bad Credit Is No Longer a Dealbreaker for a New Traditional Bank Account

In many situations, it can be hard to find banks that don’t use ChexSystems. If you even have one minor blemish on your report with a consumer reporting agency such as ChexSystems, banking isn’t always easy to access. Many traditional banks may deny you access to a checking account with bad credit, no matter your net worth. It can be pretty tough to keep track of your finances without a checking account.

If you’ve been denied a traditional bank account because of bad credit, Beneficial Community is here to help with a long list of unique features that provide a great second chance banking option.  Unlike traditional bank accounts, Beneficial Community is built to help you take control of your financial health.  We help you on your path to rebuilding your financial life by offering a bank account that doesn’t use reports such as those furnished by ChexSystems and has no hidden banking fees.

Our Partners

Our Partner Programs