Expect more from your checking account

Open a Beneficial Community Advantage Banking Account and enjoy tools, benefits and rewards to help you manage your money.

We believe Changing the banking system for good. Banks should nourish our communities—not extract from them. A just economy requires a better way of banking. We bank in a way that connects convenience and cutting-edge technology. We have you covered.

Beneficial Community bank is a community bank built upon the needs of the customers we serve. A Bank Like No Other. We are committed to earning customer loyalty by offering the highest level of customer service as well as competitive banking and services by employees who are fair, responsive, and professional.

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24/7 Services

Checking & savings accounts, online & mobile banking, debit cards, and more. Our products and services are designed to fit your lifestyle. You’re always in-the-know with daily balance notifications and transaction alerts

Banking that has your back. Make your money grow fast

0.50% Annual Percentage Yield (APY)6. Set money aside with Automatic Savings features. And never pay a fee on your Savings Account.

Fully Encrypted

Securely developed to ensure no unauthorised access to your account. Protecting your personal and account information is one of our top priorities. We are committed to helping you recognize and protect yourself against fraud.

Safe, secure & trusted by millions

All transactions carried out on the system is securely processed and scrutinised. Get instant transaction alerts anytime you use your Beneficial Community debit card, when you turn on transaction notifications. Instantly block your card if it goes missing or you suspect unauthorized use.

Money Friendly

Mobile Responsive Online Banking System

We have developed this online banking system to conform with the latest trend in mobile and web service banking, Our online banking system automatically adjust to any screen size giving you a maximum utility of your device screen

Developed with email notification to monitor all transactions carried out on the system in order to regularly monitor actions and to ensure no transaction is carried out without your approval

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100% Activity Log

Review and monitor account activities

Conveniently monitor all the activities carried out on your account from the convenience of your room using our auto log system

We ensure no activity escapes your view any time of the day. You get notified for every transaction, crediting, debiting, Loan request or approval, ATM requests, approval, blocking or activating and many more.

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Secure Payment Processing

Make Your Online Payment Securely

Transfer and receive fund locally and internationally with us and without having to fill complet form for fund transfer

Just Fill in account details of fund receiver and proceed with transaction password and every other necessary international transfer code and we will facilitate the process.

Transfer Fund

Bank Anytime, Anywhere, Our Checking Says It All

As a member, you can conveniently access your account and other helpful banking features on the go. Whether it’s through our convenient Online Banking or our top-rated Mobile App, it’s never been easier to take us with you 24/7. Plus, you can bank with confidence knowing your info is completely secure.

If you’re ready to start banking with us, look no further than our variety of checking account options. Not only are all of our checking accounts free, but they also feature a variety of great perks. Plus, they may also help you increase your share of our Profit Payout1. Our checking accounts are about more than just being an account, they are about being free to bank exactly how you want.

Why Choose Us

Premium digital Banking, Everyday banking that puts you in charge, Keep doing your thing.

We provide the very best and ensure you are not left out as we ensure transparency in account handling. No overdraft. No minimum balance. No monthly fees. No foreign transaction fees. 38,000+ fee-free MoneyPass® and Visa Plus Alliance ATMs. Out-of-network fees apply. No monthly fees means what you earn is what you keep.

Increase your credit score by an average of 30 points² with our new secured credit card. No annual fee or interest. No credit check to apply, No minimum security deposit required³

Secure Card Payment

Payment processing on Beneficial Bank using your credit card is fast and reliable

Activities Log

All activities on the system gets to you promptly for efficiency and account management

Flexible Account Types

We provide varieties of account ranging from Savings, Checking, Fixed Deposit, Current and lots more

Clients Opinion

What Customers Says About Us

Users comment says it all

Definitely go with Beneficial Community Bank! They take care of you through the whole process and makes you feel like like you’re Banking with family!
Lizzy Campbell
Business analyst
Straight forward from the start and easy process to follow Only thing it’s a shame savings and personal banking can’t be linked. Signing up was easy, everything works smoothly.
GWI
My loan officer was very kind, understanding, then quickly worked to determine how she might help me. I had her full attention, until everything was completed. I felt quit comfortable as I was walked thru the process.
Luiz Martins
Air Trafic Controller
Great experience from start to finish really easy process and quick decision. Funds transferred with 24hrs Brilliant
Steven Daughtry
I've even had an occurrence of the bank contacting me directly on a Friday afternoon to let me know that there was an issue on one of the checks deposited - they wanted to let me know in case the funds would be needed immediately.
Adkin Thompson
Farmer
I love this bank, their friendly approach to customers issues is always satisfying. You don't get that kind of service from any bank today but here I am bragging on them for service quality. I am very pleased with the accounts they offer, and their service is excellent.
Morgan
I have not had any problems with transfers to my personal account or paying bills. Any problems I have encounter have been my own mistake and mostly involved technical issues. I have had many more issues with larger banks in the past and feel the service Beneficial Community Bank provides is superior and valuable.
Ann Clapp
Excellent easy to understand all the tac's friendly service no problems at all would recommend every time. Awesome bank to business with, this bank has been perfect for my needs, I don't have a deposit limit.
Malcolm Gratton
Very happy with the process at Beneficial Community Bank. They made it super easy and were always there to help if I had any questions. Highly recommend.
Tyler Willy